Steven Vick

  • Senior Loan Officer
  • NMLS: 1389351
  • (919) 673-8109
  • (919) 673-8109
  • (804) 944-9977
  • 900 Ridgefield Drive, Suite 90
  • Raleigh, NC 27609

Steven has been working in the mortgage industry for over 17 years. He is an expert and a licensed professional in mortgage lending. Skills and experience include underwriting, processing, foreclosures and short sales; and he's prepared to help clients in all areas. As a lifetime mortgage professional, Steven understands the importance of all aspects of the business. From first time buyers to sophisticated investors, to delivering top customers service from an operations standpoint. In addition to traditional mortgage financing solutions, Blue Ridge Bank is pleased to offer specialty financing programs for clients with unique borrowing needs, including:

  • Jumbo & Construction-To-Permanent Financing (One-time close): custom-built financing for custom-built homes
  • Portfolio Financing
  • 100% financing loan programs available, Conventional, FHA, USDA & VA with (down payment assistance)
  • Manufactured homes financing available
  • Statewide Down Payment Assistance available for 1st time HomeBuyers

Whether you want to buy a house, build your dream home or refinance your existing mortgage, we can help you find the financing solution that's right for you. Steven has experience in all types of loan programs and is always available to help you with your mortgage needs. A proven mortgage professional, his attention to detail will make your mortgage process run smoothly and easily.

Why You Need a Real Estate Agent When Buying a Home
Why You Need a Real Estate Agent When Buying a Home
May 1 2024   first time buyer first home first mortgage home loan apply for a first home loan
In today's digital world, buying just about anything is as simple as a few clicks. But when it comes to buying a home, the most significant purchase you'll likely ever make, it's a whole different ballgame. The process is complicated, the stakes are... Read More
Demystifying Home Loans: The Scoop on Conventional and Non-Conforming Loans
Demystifying Home Loans: The Scoop on Conventional and Non-Conforming Loans
Apr 24 2024   first time buyer first home first mortgage home loan apply for a first home loan
When it comes to buying a home, understanding your mortgage options can feel like learning a new language. Let's break down the essentials of "conventional" and "non-conforming" loans and see how they fit into your home-buying plan. What's a... Read More
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Apr 17 2024   first time buyer first home first mortgage home loan apply for a first home loan
Many potential homebuyers find themselves facing a common conundrum: should they wait for mortgage rates to drop, or take the plunge and buy now? While it may seem prudent to hold off on a purchase in hopes of securing a lower rate, there are several... Read More
Balancing Act: The Art of Compromise in Home Buying
Balancing Act: The Art of Compromise in Home Buying
Apr 10 2024   first time buyer first home first mortgage home loan apply for a first home loan
When it comes to buying a home, it's often said that it's all about location, location, location. However, compromises are sometimes necessary in the quest for the perfect home. While it's natural to want everything on your wish list, being flexible... Read More

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